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What are Rewards?

MyRewards allows you to earn related Rewards in a variety of ways such as when you pay Direct Debits or spend with your debit or credit card at select retailers.

You can watch your Rewards grow in the app and when you have £5 or more you can choose to convert them into money to bank, exchange or donate.

Log in to access MyRewards where you can check your Rewards balance, browse our latest partner offers, and exchange your Rewards 

The way you can earn Rewards will be different depending on which current account or credit card you have with us.

How to earn Rewards

The way you can earn Rewards will be different depending on which current account or credit card you have with us.

Select your Reward account or credit card below to see how you can earn Rewards.

Choose your current account or credit card to see the different ways to earn Rewards.

Exchange your Rewards

As soon as your Rewards are worth £5 or more, you can:

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The money can take up to five working days to show in your account.

Piggy Bank

Exchange for money

Pay them into your current account, savings account or credit card.

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Exchange for e-gift codes

With popular brands like Amazon, B&Q, Costa, IKEA and Marks & Spencer.

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Trade up for Avios or Emirates Skywards Miles

Make your Rewards go further and use towards your next travel adventure.

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Donate

Donate to a charity

Some popular options are Cancer Research UK, Alzeimer’s Society & British Heart Foundation.

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Log in to access your Rewards

Check your Rewards balance, browse our latest partner offers, and exchange your Rewards.

Accessing MyRewards is easy

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app. 
  3. If the QR code is not working for you, use this MyRewards link to get into your app.
  4. Or you can log in using Digital Banking and use the MyRewards section to access MyRewards. 

 

QR code not working? 

You can download the app and get into MyRewards by following these instructions:

  1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android.
  2. Search for 'Royal Bank Mobile Banking'.
  3. Tap to download the app.

App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.

Accessing MyRewards is easy

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app. 
  3. If the QR code is not working for you, use this MyRewards link to get into your app.
  4. Or you can log in using Digital Banking and use the MyRewards section to access MyRewards.

QR code not working? 

You can still download the app and get into MyRewards by following these instructions:

  1. On your mobile or tablet, go to the Google Play store.
  2. Search for 'Royal Bank Mobile Banking'.
  3. Tap to download the app.

App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.

Accessing MyRewards is easy

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app. 
  3. If the QR code is not working for you, use this MyRewards link to get into your app.
  4. Or you can log in using Digital Banking and use the MyRewards section to access MyRewards.

QR code not working? 

You can still download the app and get into MyRewards by following these instructions:

  1. On your mobile or tablet, go to the App Store.
  2. Search for 'Royal Bank Mobile Banking'.
  3. Tap to download the app.

App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.

MyRewards Terms and Conditions

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

MyRewards FAQs

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Explore our Credit Cards

Want Rewards on your everyday spending?  Why not apply for one of our Reward Credit Cards

  • A Reward credit card. Representative 31.0% APR (variable). Annual fee applies - but we'll refund it if you have a Reward current account.
  • A Reward Black credit card. Representative 40.7% APR (variable). Annual fee applies - but we'll refund it if you have a Premier Reward Black current account. 
  • A Travel Reward credit card. Representative 27.9% APR. (variable). No Annual fee applies.

 

Eligibility criteria applies.

Compare Reward bank accounts

Open or upgrade your existing NatWest current account to a Reward account.  Specific account eligibility criteria and T&Cs apply

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Reward

£2 monthly fee

  • No foreign transaction fees on debit card spend abroad
  • £4 back in Rewards per month when you have 2 direct debits held on the account
  • Earn Rewards through everyday spending when you spend with one of our retailers
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Reward Silver

£12 monthly fee

  • European travel insurance
  • Mobile phone insurance
  • Health benefits
  • Travel eSIM
  • tastecard membership
  • Plus, all the benefits of the Reward account
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Reward Platinum

£23 monthly fee

  • Worldwide travel insurance
  • Mobile phone insurance
  • UK car breakdown cover
  • Health benefits
  • Travel eSIM
  • tastecard membership
  • Plus, all the benefits of the Reward account
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Premier Reward

£2 monthly fee

  • No foreign transaction fees on debit card spend abroad
  • £9 back in Rewards per month when you have 2 direct debits held on the account
  • Earn Rewards through everyday spending, when you spend with one of our retailers

 

Premier eligibility criteria applies

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Premier Reward Black

£39 monthly fee

  • Worldwide travel insurance 
  • Mobile phone insurance 
  • UK and European car breakdown cover
  • Health benefits
  • Worldwide airport lounge access
  • Travel eSIM
  • Travel & lifestyle concierge
  • Plus, all the benefits of the Premier Reward account

 

Premier eligibility criteria applies

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Already a Reward account customer? Manage your account below

Change or switch your account

It's easy to change your account type, or switch in a current account held elsewhere, once you log in. Explore our range of accounts and choose the one that's right for you.

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