Card options

• Classic Credit Card
• Gold Credit Card
• Platinum Credit Card
• Student Credit Card

Other options

• Credit card security
• Payment protection
• Personalise your RBS Credit Card

Useful information

• Guide to credit cards
• Credit cards top tips
• Ways to bank with us
• Rates and fees

You could protect your
payments when you can't work

It's not a nice thought - but involuntary unemployment, accidents and illness really could put a hole in your finances. So if the worst happens, it's good to know your credit card payments are taken care of.

Independent financial product research company, Defaqto, has rated our Cardholder Payment Protection Insurance product five stars for its features and benefits.

How does Payment Protection work?

While you can’t work, Payment Protection pays up to 10% of your outstanding balance per month, for up to a year, direct to your RBS Credit Card.

What does it cost?

Just 79p for each £100, or part thereof, of the highest balance on your statement that month.

Who can get Payment Protection?

We accept most people between 18 and 64, who live in the UK and have been in paid employment there for at least 16 hours a week for the last six months.

We may also be able to cover you if you're self-employed or on a fixed contract.