Instant access accounts
Instant accounts
| Account | Description | Min deposit | Max deposit | Interest rates Correct as at 01/05/08 | |
|---|---|---|---|---|---|
| Direct Saver | Internet-only account Instant Access | £1 | £1m | Up to 4.70% gross p.a / AER
3.76% net p.a. (for balances of £50,000+) | |
| Telephone Saver | Telephone-based account Instant access | £1 | £1m | Up to 4.50% gross p.a / AER (for balance £50,000+) | |
| Instant Access Cash ISA | Tax-free savings | £1 | Up to £3,600 in each tax year. | Up to 5.25% gross p.a. / AER
(for balance £24,000+) | |
| Instant Savings Tracker | Interest rates guaranteed to track Bank of England Base Rate by a set percentage until 01 February 2009. Three free withdrawals per quarter. | £500 | £1m | Up to 5.75% gross p.a. / 4.25% AER / 4.60% net p.a. (for balances £50,000+) including bonus. Additional 2% gross p.a. bonus applicable for first three months on all new accounts opened between 23 June and 6 September 2008 | |
| Instant Access Savings Account | Instant Access. | £50 (£20 by standing order) | £1m | Up to 1.55% gross p.a. / AER
1.24% net (for balances £25,000+) | |
| First Home Saver | Cashback up to £5,000. Three free withdrawals per quarter. | £100 | £1m | Up to 5.75% gross p.a. / 4.25% AER /
4.60% net p.a.
(for balances £50,000+) including bonus. Additional 2% gross p.a. bonus applicable for first three months on all new accounts opened between 23 June and 6 September 2008 | |
| Royalties Saver | Exclusive Instant Access Account for Royalties Gold and Royalties Private current account customers. | £2000 | £1m | Up to 4.10% gross p.a / AER 3.28% net p.a. (for balances of £250,000+) |
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