- 1 in 7 chance of winning back the cost of your annual home insurance premium if you take out a policy between 8th May and 16th July 2024. New policies, UK residents & over 18s only, policy must be active at time of draw, Terms apply. See how your data will be used in conjunction with this prize draw.
Royal Bank of Scotland home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Insure your home and be in with a 1 in 7 chance of winning back your annual premium
If you take out Royal Bank home insurance between 8th May and 16th July, you will be entered into a draw where you could win back the cost of your annual home insurance premium.
New policies, UK residents & over 18’s only, policy must be active at time of draw, T&Cs apply. See how your data will be used in conjunction with this prize draw.
Why is home insurance important?
Whether you are a first-time buyer or an existing homeowner, protecting your home is important. Having the right cover in place means that if anything was to happen, a fire, flooding or a water leak, you could be protected.
Having Buildings insurance is a condition of our mortgage offer, but you don’t need to buy it through Royal Bank of Scotland and it doesn’t affect how much we’ll lend you.
Buildings and Contents Insurance
Combined buildings and contents insurance for home owners.
- Cover for the inside and outside of your home
- 10% increase of Contents Sum Insured for 30 days before and after certain special events
- Simplify your outgoings with one policy instead of two
Buildings Insurance
Cover against incidents and emergencies that damage the structure of your home.
- A practical precaution for homeowners
- Know you have insurance in place
- Includes cover for alternative accommodation if your home becomes uninhabitable following a valid claim
Contents Insurance
Flexible cover for loss and damage to your personal belongings.
- Old contents replaced with new, regardless of wear and tear
- 10% increase of Contents Sum Insured for 30 days before and after certain special events
- Tailor the policy to suit your situation
Common customer questions…
Important information
We want to make sure that you get the cover you need. So before we carry on to your quote take some time to read, download and save these documents. For a summary of cover, any limitations and significant exclusions, please view the Insurance Product Information Document (IPID).
As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What You Need to Know’ document can be posted to you if you need it in a paper format.