Providing flexibility to help you manage your expenditure
Specialist cards to suit a range of business needs
Whether you work in the private or public sector, we have a range of flexible card options to help you manage your expenditure.
Security may be required. Product fees may apply. To apply, you must be a UK resident aged 18 or over. Virtual cards and Lodge Accounts are for UK businesses only. To apply you must be either a Limited Company, UK public sector organisation, Partnership (of 4 of more partners) or a Charity without individuals as trustees and maintain a business bank account in the same legal entity name with Royal Bank. For onecard Virtual Travel,Royal Bank of Scotland Virtual Pay and Royal Bank of Scotland Virtual Pay Mobile, your annual turnover must be £25m+. For Lodge Travel, your annual turnover must be £2m+. Subject to status, business use only.
onecard Virtual Travel
- Virtual Card solution that centralises travel spend with one TMC
- Tailored for low cost airlines, hotel, car hire and rail bookings
- Integrated with many of the UK’s largest TMCs
- Easier reconciliation – every transaction has a unique virtual 16 digit number with enriched data providing details such as ticket number and passenger name
- Enhanced data and matching for low cost carriers, hotels, car and rail
- This prroduct was previously referred to as Approval2Buy
Lodge Travel
- A simple way to ensure employees comply with your corporate travel policy, as all bookings take place centrally
- Instead of issuing cards to employees, an account number is held by your travel agent
- For scheduled airlines
- Up to 56 days' interest-free credit
- Free Travel Accident Insurance for your business journeys
- Corporate liability waiver insurance covers your business against employee misuse
Royal Bank of Scotland Virtual Pay
- Simplify your supplier payments with enhanced controls, increased security and better data
- Streamline payments by enabling users to create and manage unique, dynamically generated virtual account numbers in order to make payments to their suppliers for goods and services
- Unique account number that is associated with a specific payment - not an employee or department
Royal Bank of Scotland Virtual Pay Mobile
- Royal Bank of Scotland Virtual Pay Mobile allows you to manage your business spend on the go
- Link virtual cards into Apple Pay and Google Pay to make on-the-go business purchases
- Choose when, where and how Royal Bank of Scotland Virtual Pay Mobile is used, helping you stay on budget and control of your spend
- Funds available instantly without waiting for a physical card