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Longer Balance Transfer card

Our longest 0% balance transfer credit card

Representative 24.9% APR (variable)

Available to UK residents, aged 18+ and earning at least £10K per year

Good for - when you need more time to pay off your balances

0% interest for up to 31 months on balance transfers

  • Your 0% offer starts from account opening after which standard variable rates apply.
  • Balances must be transferred within 3 months of account opening.
  • ​3.49% balance transfer fee applies. No annual fee.
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0% interest for ​the first 3 months on purchases

  • This offer is available on purchases made and paid off in full in the first 3 months of opening your account after which standard rates will apply.
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What you should know about balance transfers

Representative example

Purchase rate

24.9%
p.a (variable)

Representative APR

24.9%
(variable)

Assumed credit limit

£1200

Annual fee

£0
Information Message

Check your eligibility

We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.

Compare Balance Transfer cards

How much would you like to transfer?
£100
£15,000
Please enter a transfer amount.
How much can you afford to pay back each month?
£0
This is set to 3% of the balance transfer amount to give you an indication of a minimum monthly repayment.
£2,000
Please enter a payback amount.
Longer Balance Transfer card
Purchase & Balance Transfer card
Balance Transfer credit card

Purchase & Balance Transfer card

Representative example:

Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

Information Message

Balance Transfer card

Representative example:

Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

Information Message

Managing your credit card

About your 0% offer

If you miss a monthly repayment we won't remove your 0% offer. But you could still be charged a late payment fee. We'll also update you on your 0% offer expiry and repayment progress with regular emails and alerts.

Paying your credit card

To make it really convenient, there are a number of ways you can pay every month.

Other charges or fees

Some other important details you should be aware of.

Card Features

Mobile App Features

Get ready to apply

We'll check your eligibility at the start

We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.

Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.

Please read these important documents

Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.

All okay? Let's get started

Longer Balance Transfer Card - FAQs