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Reward Black credit card

A credit card that rewards you at home and abroad

Representative 40.7% APR (variable)

Available to UK residents, aged 18+ and earning at least £15K per year

Pack some Rewards alongside your flip flops

Use this credit card abroad and you'll pay

Benefit from 1% back in Rewards at supermarkets and 0.5% on spending at their petrol stations

Get 1-15% back in Rewards at selected retailers and 0.5% everywhere else

You won't pay an annual fee if you have a Reward Black current account

As a Reward Black customer, your calls will be prioritised. So whatever you need, we're here to help all year round

Use worldwide at Mastercard® locations, in-store and online

Check your eligibility

We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.

Representative example

Purchase rate

21.9%
p.a (variable)

Representative APR

40.7%
(variable)

Assumed credit limit

£1200

Annual fee

£84

Managing your credit card

Rewards

How do Rewards work?

When you pay using your Reward Black credit card, you’ll earn points known as Rewards. Some other credit card providers place a cap on the amount of points you can earn, but we don't.

Where to earn Rewards

You'll earn 1% in Rewards in supermarkets and 0.5% everywhere else. We'll also email you with personalised monthly spend offers from some of our selected retailers.

How to use your Rewards

It's easy. Once your balance has grown to at least £5, we'll give you a choice of what do with them. You can bank them, trade them or donate them to one of our chosen charities.

Card Features

Mobile App Features

Get ready to apply

We'll check your eligibility at the start

We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.

Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.

Please read these important documents

Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.

All okay? Let's get started

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Reward Black credit card - FAQs