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The Royal Bank Credit Card

 

A low rate credit card to help with your everyday spending

Representative 12.9% APR (variable)

Available to UK residents, aged 18+ and earning at least £10K per year

A helping hand with your everyday spending

Low interest rates

No balance transfer fees

No annual fee

Use worldwide at Mastercard®  locations, in-store and online

Check your eligibility

We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.

Representative example

Purchase rate

12.9%
p.a (variable)

Representative APR

12.9%
(variable)

Assumed credit limit

£1200

Annual fee

£0

Managing your credit card

Paying your credit card

There are lots of ways you can pay your credit card every month.

Other charges or fees

Some other important details you should be aware of.

Card Features

Mobile App Features

Get ready to apply

We'll check your eligibility at the start

We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.

Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.

Please read these important documents

Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.

All okay? Let's get started

Royal Bank of Scotland Credit Card - FAQs