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Buildings and Contents Insurance

Combined cover for inside and outside your home

Defaqto 5 star rating badge

Why choose buildings and contents insurance?

  • This policy has been awarded the highest Defaqto rating.
  • You can choose between two levels of cover and add optional extras.
  • With 0% interest, there’s no extra cost if you choose to pay monthly. Over 18s only, subject to eligibility and credit agreement.

The details

Cover options

Standard Home insurance

The most popular product, offering flexibility to adjust to your needs. Up to £1m Building cover (the amount paid up to for the cost of repairs or rebuild of your home) following a valid claim. Up to £175,000 (new for old) Contents cover (the total amount paid up to for repair or replacing affected contents). Lower limits apply to some items

Elite Home insurance

All the benefits of Standard, with higher levels of cover including unlimited buildings cover. Family Legal Protection, full Accidental Damage and Personal Possessions cover included (optional on Standard home insurance).

Core cover

Optional extras

Information Message

Switch your home insurance

When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

What to expect

Fill in your details

To give you an accurate quote, you'll need to fill in some personal details and information.

Tailor your policy

Select how much you want your contents insured for and if you want any optional extras.

Review and apply

Review your details and your quote. If you’re happy with everything, then you can apply.

All okay? Start your quote

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

 

Common questions