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Buildings Insurance

A practical precaution for homeowners

Defaqto 5 star rating badge

Why choose buildings insurance?

This policy has been awarded the highest Defaqto rating.

You can choose between two levels of cover and add optional extras.

With 0% interest, there’s no extra cost if you choose to pay monthly. Over 18s only, subject to eligibility and credit agreement.

If your home is unfit to live in after you have made a valid claim, alternative accommodation and kennel fees for domestic pets are covered. Cover limits apply.

The details

Cover options

Standard Home insurance

The most popular product, offering flexibility to adjust to your needs. Up to £1m Building cover (the amount paid up to for the cost of repairs or rebuild of your home) following a valid claim.

Elite Home insurance

All the benefits of Standard, with higher levels of cover. Unlimited Building cover (the amount paid up to for the cost of repairs or rebuild of your home) following a valid claim.

Core cover

Optional extras

Information Message

Switch your home insurance

When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

What to expect

Fill in your details

To give you an accurate quote, you'll need to fill in some personal details and information.

Tailor your policy

Select any optional extras you may want.

Review and apply

Review your details and your quote. If you’re happy with everything, then you can apply.

All okay? Start your quote

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

 

Common questions