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Contents Insurance

Insure the things that make a house your home

Defaqto 5 star rating badge

Why choose contents insurance?

This policy has been awarded the highest Defaqto rating.

Flexible levels of cover available and optional extras.

With 0% interest, there’s no extra cost if you choose to pay monthly. Over 18s only, subject to eligibility and credit agreement.

If your everyday electrical items are stolen or damaged beyond repair, you can choose between a replacement delivered direct to your door (UK mainland only), or receive an e-voucher for you to use straight away. Cover limits apply. Renters insurance will provide Grade A refurbishments on phone replacements.

The details

Cover options

Standard Home insurance

The most popular product, offering flexibility to adjust to your needs. Up to £175,000 (new for old) Contents cover (the total amount paid up to for repair or replacing affected contents). Lower limits apply to some items.

Elite Home insurance

All the benefits of Standard, with higher levels of cover. Family Legal Protection, full Accidental Damage and Personal Possessions cover included (optional on Standard home insurance).

Core cover

Optional extras

Options if you rent

Information Message

Switch your home insurance

When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

What to expect

Fill in your details

To give you an accurate quote, you'll need to fill in some personal details and information.

Tailor your policy

Select how much you want your contents insured for and if you want any optional extras.

Review and apply

Review your details and your quote. If you’re happy with everything, then you can apply.

All okay? Start your quote

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Common questions