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Contents Insurance

Insure the things that make a house your home

Underwriting criteria apply. Royal Bank of Scotland Home insurance policies are underwritten by U K Insurance Limited. Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Get a £25 e-voucher if you take out home insurance on-line

Choose a £25 e-voucher for 100+ retailers if you take out a new policy online, or renew your existing policy originally purchased online, by the 26th of March 2025*. T&Cs apply. One per household. Policy must remain active for 31 days.

*New policies purchased & renewal dates by 26/03

Underwritten by U K Insurance Limited. UK residents only.

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Why choose contents insurance?

 You could get a quote in less than five minutes.

This policy has been awarded the highest Defaqto rating.

Flexible levels of cover available and optional extras.

You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)

If your everyday electrical items are stolen or damaged beyond repair, you can choose between a brand new replacement delivered direct to your door or receive an e-voucher for you to use straight away.

(Renters insurance will provide Grade A refurbishments on phone replacements. Cover limits apply. Delivery available to UK mainland only. Excludes jewellery)

The details

Cover options

Standard home insurance

The most popular product, offering flexibility to adjust to your needs. £50,000 cover. For more information on what the policy covers, please read the Standard insurance product information document and policy document.

Elite home insurance

All the benefits of Standard, with higher levels of cover. £100,000 cover. For more information on what the policy covers, please read the Elite insurance product information document and policy document.

Core cover

Optional extras

Options if you rent

Switch your home insurance

When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

What to expect

Fill in your details

To give you an accurate quote, you'll need to fill in some personal details and information.

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Tailor your policy

Select how much you want your contents insured for and if you want any optional extras.

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Review and apply

Review your details and your quote. If you’re happy with everything, then you can apply.

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We will share your personal details (i.e. policy start date and number, your name, postal and email addresses and contact telephone number) with our third party, Simply Thank You for the purpose of fulfilment of the offer. Simply Thank You will keep your details on record for 6 months. For full details of our Privacy policy click here.

All okay? Start your quote

It could take you less than 5 minutes.

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

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Common questions