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Renters Insurance

Contents cover for people who rent

Underwriting criteria apply. Royal Bank of Scotland Home insurance policies are underwritten by U K Insurance Limited. Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Get a £25 e-voucher if you take out home insurance on-line

Choose a £25 e-voucher for 100+ retailers if you take out a new policy online, or renew your existing policy originally purchased online, by the 26th of March 2025*. T&Cs apply. One per household. Policy must remain active for 31 days.

*New policies purchased & renewal dates by 26/03

Underwritten by U K Insurance Limited. UK residents only.

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Why choose renters insurance?

You could get a quote in less than five minutes

You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)

You can tailor your policy with optional add-ons and choose how much your contents are insured for (from five values).

The details

Core cover

Sum insured (how much your contents are insured for)

Insure the contents of your rented home for a total sum of £5,000, £10,000, £15,000, £20,000 or £25,000. This doesn’t include any possessions you keep in the garden.

Contents

No deductions for wear and tear as these will be replaced new for old.

Alternative accommodation

If your home is unfit to live in after you’ve made a valid claim, the cost of alternative accommodation, storage for your belongings and kennel fees for domestic pets are covered for up to 20% of your ‘sum insured’.

Downloaded content

Claim up to £1,000 to replace content you’ve paid for and downloaded onto your home computer, laptop, mobile phone or any other portable device.

Money in your home

Lost or stolen cash, cheques and vouchers are covered up to £500.

Optional extras

Switch your home insurance

When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

What to expect

Fill in your details

To give you an accurate quote, you'll need to fill in some personal details and information.

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Tailor your policy

Select how much you want your contents insured for and if you want any optional extras.

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Review and apply

Review your details and your quote. If you’re happy with everything, then you can apply.

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We will share your personal details (i.e. policy start date and number, your name, postal and email addresses and contact telephone number) with our third party, Simply Thank You for the purpose of fulfilment of the offer. Simply Thank You will keep your details on record for 6 months. For full details of our Privacy policy click here.

All okay? Start your quote

It could take you less than 5 minutes.

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Start a quote Open in new window