Platform fee


This is the admin cost of 24/7 online access to your Royal Bank Invest account. You can keep track, add more money, and set up or change monthly payments whenever you like.

We take this payment at the end of every quarter (that’s March, June, September and December).

The maximum you’ll pay is 0.15%.

Fund fee


This is an annual management charge that covers expert management by Coutts – they look for opportunities to grow the value of your money while protecting it from risks.

The fee is averaged out over the year and is taken from the fund by the fund manager. 

The maximum you’ll pay is 0.40% a year.

Upfront and Exit fees

We do not charge an initial fee when you invest with us, or a fee if you decide to stop investing and withdraw your money. These are known as ‘upfront fees’ and ‘exit fees’.

Read our fees and charges guide

Yes, there's a one-off fee when you buy or sell (trade) – it's called a transaction cost. This covers the cost of the expert Coutts fund management team.

The most you'll ever pay is 0.07% of the value of the funds you're trading. This fee gets taken right from the fund.

Funds that trade a lot have higher costs. Royal Bank Invest funds mostly follow an index, so they trade less and cost less.