The Royal Bank Invest Junior ISA is a Stocks and Shares Junior ISA. The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Overlay
Royal Bank Invest Junior ISA
What is a Junior ISA?
A Junior ISA could be a fantastic way to ensure your child has a great start in life. Start investing little and often to build for their future. Choose from five ready-made funds managed by Coutts investment managers.
A Stocks and Shares Junior ISA is a tax-efficient investment account which you can pay money into for your child. The money in the Junior ISA belongs to the child and cannot be returned. Until the child's 18th birthday, no withdrawals can be made. When the child turns 18, they will be able to access the money in the Junior ISA.
Who can open a Junior ISA?
To open a Royal Bank Invest Junior ISA you must:
- Have parental responsibility for a child who is aged 13 and under and are a resident in the UK.
- Be aged 18 or over.
- Open the account in the name of your child, however they won’t be able to make any withdrawals until they’re 18.
The child must not already hold a Child Trust Fund or another Stocks and Shares Junior ISA or, if they do, this must be transferred to a Royal Bank Junior ISA.
If your child already holds a Junior ISA with us before October 2019, you can find out about options available to you on our existing customers page.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and value of any tax relief will depend on your individual circumstances.
How much does it cost to invest with us?
Your fees will be 0.55% of your investment or less
We get that figuring out investment costs can be tricky. Our dedicated costs and fees page will make it easy for you to know what you'll pay as a customer.
Junior ISA - Frequently asked questions
Investments explained
Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
Information Message
Things to know if you're new to investing
Curious about saving or investing? Find out what to consider before making your first investment move in our detailed guide.
Information Message
Kids First Saver account
Looking for an instant access savings account? Our First Saver account is a free savings account held in trust by you for your kids until they turn 18 and money can be withdrawn at any time.
Account eligibility apply.
Information Message
Your investments are protected
The Personal Portfolio Funds available through Royal Bank Invest are based in the UK and so are covered by the UK Financial Services Compensation Scheme (FSCS), up to a maximum of £85,000 per person.