Spend your holiday euros or US dollars like a local.
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Your holiday spending pot...
With Travel account, you can create a euro or US dollar holiday spending pot to use abroad with your existing debit card, without any fees from us.
You can open a Travel account for free in our mobile app.
Information Message
Available to existing sole account holders of eligible current accounts who are registered for mobile banking and are UK residents over 18. Limited to two Travel accounts per customer, one for euro and one for US dollar.
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Spend like a local in euro or US dollar, with no fees on purchases from us. Track your euro or US dollar spending in the app to help you budget your holiday pot.
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We won't charge you a fee for the first €200 or $200 you withdraw in cash from ATMs every 30 days. Local ATM fees may apply.
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Top up in app, 24/7. You can exchange pounds from your current account into your Travel account at any time and exchange back again too once you're home.
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Easy set up. Open and use a Travel account in the mobile app within minutes.
How to set up
- Open up your mobile app and look for the Travel account tile in the Apply section (help! I can't see the Travel account option)
- Step through the set up and link your Travel account to your existing eligible current account
- You'll see it appear on the app homepage straightaway, underneath the linked current account
- Top up your Travel account with euro or US dollar from the linked current account - you'll see a live exchange rate in the app 24/7
Pay with your debit card in euro or US dollar with no fees from us
To use a Travel account, make sure you choose to pay in the local currency, not pounds, at a card terminal.
Chip & pin or contactless both work.
If you run out of euros or US dollar, we will take the full transaction amount from your linked current account and fees may apply.
Withdraw up to €/$200 abroad every 30 days with no fees from us
You can withdraw more, but it will come from from your linked current account and we'll charge our usual fee to withdraw cash abroad.
Remember to select euros or US dollar, not pounds, at an ATM to secure fee-free cash.
Local ATMs may charge their own fees.
Online shopping in euros and US dollars
Buying something online in euros or US dollars? Enjoy fee-free spend by using your Travel account with your linked debit card.
Some merchants may charge additional transaction fees online. If you run out of euro or US dollar, we will take the full amount from your linked current account instead and fees may apply.
Important Documents
Royal Bank of Scotland Privacy Notice is available here.
The money in your Travel account is protected as part of the FSCS scheme.
Already enjoy fee-free on purchases abroad with a packaged account?
If you have a Reward Silver, Reward Platinum, Premier Reward Black or Black Account, you already enjoy fee-free debit card spending when you’re abroad, while ATM cash withdrawals carry a 2.75% fee.
If you would prefer the peace of mind of purchasing euro or US dollar in your app ahead of your trip, at the provided exchange rate at the time, then Travel account could still be a good option for you.
With a Travel account you could also benefit from fee-free ATM cash withdrawals of up to €/$200 every 30 days. Further withdrawals will be charged to the linked current account, and a 2.75% fee will apply.
Monthly account fees and eligibility criteria apply.