This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.
To apply for a loan online you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).
How a debt consolidation loan could help
A debt consolidation loan could be used to pay off your existing credit cards, store cards and other personal loans.
You could consolidate all your debt into the one loan and only have one payment to make each month.
Taking on any new debt is a big decision; extending the term of your debt can incur more interest and cost more in the long run and sometimes an early repayment charge may apply.
Loan calculator
Representative Example:
£7,500
0 months
£137.55
£8,253.00
3.9
% APR
3.9
%
The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Find out your personalised loan quote
We’ll confirm your loan amount and rate at the start of your application with no impact on your credit rating. You don't need to complete the application if you’re not happy with the offer. Available if you’re a Royal Bank of Scotland current account customer looking to apply in your name only.
Feel confident a personal loan is right for you
There are lots of different ways to borrow money and we're here to help you choose the most suitable option for you. Compare your different borrowing options to find out which type best suits your needs.