Mortgage calculator

Browse and compare mortgage details

The rates available are subject to change and you must choose from the rates available on the day of your application.

Property price

You only need to enter an approximate price of the property you’re considering

Based on your last valuation

This is the amount of money you’ve already got towards the cost of the property. 

Repayment type
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Initial rate period

Product fee

Additional features

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To arrange an appointment over the phone, or in branch, call us on 0800 096 9527. Relay UK: 18001 0800 096 9527.
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Learn about the ways to apply for a mortgage. Whether it's in branch, over the phone or online, we'll support you on your journey.
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Agreement in Principle

If you’re ready to apply and don’t want to switch a deal on an existing mortgage, an AIP is an accurate measure of how much we may lend to you.
Get an AIP

Manage your mortgage

If you need help managing your existing mortgage, or want to switch your deal, go to our dedicated section for more help.
Manage your mortgage

Your home or property may be repossessed if you do not keep up repayments 
on your mortgage.

All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.  

Representative example

Fixed rate

A mortgage of £156,000.00 payable over 22 years initially on a fixed rate for 2 years at 3.44% and then our variable rate of 4.99% for the remaining 20 years would require 24 monthly payments of £843.25 and 240 monthly payments of £963.87.

The total amount payable would be £252,890.01 made up of the loan amount of £156,000.00 plus interest of £96,890.01. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.

The overall cost for comparison is 4.9% APRC representative.

Representative example

Fixed rate

A mortgage of £156,000.00 payable over 22 years initially on a fixed rate for 2 years at 3.44% and then our variable rate of 4.99% for the remaining 20 years would require 24 monthly payments of £843.25 and 240 monthly payments of £963.87.

The total amount payable would be £252,890.01 made up of the loan amount of £156,000.00 plus interest of £96,890.01. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.

The overall cost for comparison is 4.9% APRC representative.

Representative example

Tracker rate

A mortgage of £130,995 payable over 20 years, initially on a tracker rate for 2 years at 1.97% below the NatWest base rate and then our variable rate of 3.59% for the remaining 18 years would require 24 monthly payments of £639.37 and 216 monthly payments of £753.30.

The total amount payable would be £179,286.65 made up of the loan amount £130,995 plus interest of £48,291.65. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.3% APRC representative.