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A freehold property is where you own the property outright, including the land it's built on.
A leasehold is where you own the property (subject to the terms of the leasehold) for the length of your lease agreement with the freeholder.
For leasehold properties: If there will be less than 30 years left on your lease at the end of your mortgage term, we can’t lend to you.
It is important you provide an accurate figure.
We only need your best estimate.
Please note we do not allow remortgages from NatWest
