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Compare mortgage interest rates

Mortgage rates

Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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Residential
Repayment type
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Mortgage type

Initial rate period

Product fee

Ways to Apply

5 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.12%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

5 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.13%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

2 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.15%

Product fee 

£995

Rate after initial period ends 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

5 year fixed rate

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.17%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

5 year fixed rate

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.18%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

2 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.2%

Product fee 

£995

Rate after initial period ends 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

2 year fixed rate

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.2%

Product fee 

£995

Rate after initial period ends 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

5 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.21%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

5 year fixed rate - Green Mortgage

Requires Energy Performance Certificate rating A or B

This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B.

To check the rating of the property please visit:

EPC Register in England, Wales and Northern Ireland.

Scottish EPC Register in Scotland.

Links open in a new tab.

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.25%

Product fee 

£995

Rate after 5 years SVR currently 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

2 year fixed rate

Apply via

Online
Phone
Video

Initial monthly payment  

-

Initial rate 

4.25%

Product fee 

£995

Rate after initial period ends 

7.49%

How can I apply? 

Online

online

Phone

Phone

Video

video

The rates available are subject to change and you must choose from the rates available on the day you submit your application.

You must meet product eligibility criteria to apply for your selected product.  Some of the rates below are only available if you  and others can be applied for over the phone or via video appointment with a 

Buy to Let? We have tools and guidance designed to help you complete your mortgage application online. If you own 4 or more buy to let properties or you need additional assistance due to your personal circumstances, please get in touch so we can try to support you. 

Already got a mortgage with us?

Want to move home?

You could take your mortgage with you. Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'... move home more easily with us

Wanting to remortgage? Or looking for a new mortgage deal?

Is your current mortgage deal ending? If you want to look at your options for switching your current mortgage rate to a new deal with us, you can get started by logging in to manage your mortgage.

Mortgage rate FAQs

What is a mortgage interest rate?

A mortgage interest rate is a percentage fee charged on a mortgage loan by a lender – effectively the ‘cost’ of borrowing the money (plus any other applicable fees). You can learn more about how mortgage interest rates work.

Are mortgage rates going up?

Mortgage lenders consider a range of factors when deciding what interest rates they can offer. We can't say for sure if our rates will rise or fall in the future, and we also can't speak for rates offered by other lenders.

Can mortgage interest rates change?

Yes, the interest rates in this tool are subject to change. If you apply for a mortgage with us, you will need to choose from the mortgage interest rates available on the day of your application.

Your mortgage interest rate can also change if you already have a mortgage, unless you currently have a fixed rate deal. You can learn more about what can cause mortgage interest rates to change.

What are the different types of mortgage interest rate?

There are various different types of mortgage interest rates, including fixed rate mortgages and tracker rate mortgages. Learn about them and other types of mortgage interest rates on our mortgage comparison webpage.

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A more personalised indication of our mortgage rates

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Need some help?

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on 0800 056 0567 

: 18001 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.

Buy to Let? We have tools and guidance designed to help you complete your mortgage application online. If you own 4 or more buy to let properties or you need additional assistance due to your personal circumstances, please get in touch so we can try to support you.