On this page:
A Premier account that Rewards you
To hold a Premier Reward account you need to pay in £1,250 to an eligible Royal Bank account every month.
Why a Premier Reward account?
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50.
£1 a month back in Rewards when you log in to our mobile app. Criteria applies.
Expert help on the phone or online, and one-to-one support when you need it.
£2 monthly fee.
To apply, you must be 18+ and a UK resident.
To join Premier you'll need to be 18+ and a permanent UK resident and meet one of these criteria:
About Rewards
More features
Overdraft details

Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
We will soon be making changes to our Terms and Conditions, see the changes here.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.