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Savings Interest Rates

Non Payment Accounts

Name

Balance

Until 29 May 2025
AER / Gross p.a. (variable)

From 30 May 2025
AER / Gross p.a. (variable)

Digital Regular Saver

£1 - £5,000

over £5,000

6.17% / 6.00%

1.25% / 1.24%

5.50% / 5.37%

1.15% / 1.14%

Flexible Saver

£1 - £24,999

£25,000 - £99,999

£100,000 - £249,999

£250,000 - £999,999

£1,000,000+

1.25% / 1.24%

1.85% / 1.83%

2.10% / 2.08%

2.70% / 2.67%

2.70% / 2.67%

1.15% / 1.14%

1.70% / 1.69%

1.95% / 1.93%

2.55% / 2.52%

2.55% / 2.52%

Savings Builder

£1 - £10,000

over £10,000

2.00% / 1.98%

1.25% / 1.24%

1.75% / 1.74%

1.15% / 1.14%

Instant Access ISA (Tax-free)

£1 - £24,999

£25,000+

1.40%

2.70%

no rate change

no rate change

Payment Accounts

Name

Balance

Until 14 July 2025
AER / Gross p.a. (variable)

From 15 July 2025
AER / Gross p.a. (variable)

First Saver

£1+

2.25% / 2.23%

2.05% / 2.03%

Revolve Account

£1+

2.25% / 2.23%

2.05% / 2.03%

Instant Access Savings

£1+

1.25%  /  1.24%

1.15%  /  1.14%

Primary Savings

£1 - £24,999

£25,000 - £99,999

£100,000 - £249,999

£250,000 - £999,999

£1,000,000+

1.25%  / 1.24%

1.85% / 1.83%

2.10% / 2.08%

2.70% / 2.67%

2.70% / 2.67%

1.15% / 1.14%

1.70% / 1.69%

1.95% / 1.93%

2.55% / 2.52%

2.55% / 2.52%

Definitions

Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.

Compound interest is interest that is earned on interest that’s already been paid.

Gross means the interest rate you are paid on your savings with no compounding.

p.a. per annum (per year).

Tax-free.  We pay all savings interest without the deduction of tax. You do not pay any UK tax on interest earned in ISAs. You may have to pay tax on interest earned in non-ISA accounts depending on your Personal Savings Allowance. The tax treatment may be subject to change in the future.

Want to open another savings account?

If you're thinking about opening another savings account, take a look at all the options we've got to see which one might be right for you.