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Get your savings up and running

Save your spare change with Round Ups 

Round Ups is available to customers who have an eligible current account, an eligible instant access savings account and are registered for the Royal Bank of Scotland Mobile App. Round Ups can only be made on debit card and contactless payments in Sterling. 

Round Ups helps make saving as easy as spending

Can't get your head around saving right now? Or maybe you want to try putting away a bit more? Either way, Round Ups can help make it easy. It can save your spare change from the things you buy every day, and put it in your savings account.

It works like this

Spend

Pay with your debit card or contactless device - maybe your favourite coffee for £2.30.

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Round Up

We'll round up the amount to the nearest pound.

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Save

We'll send your spare change, in this example 70p, to your savings account.

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Round Ups starts working as soon as you turn it on, and includes any debit card or contactless payments already pending. You can see these pending transactions in the app.

Save more when you multiply your Round Ups

Ready to really boost your savings? You can multiply your Round Ups and send 2, 3, 4 or 5 times as much spare change to your savings account.

You're still the boss

  • Use the app to choose how much you want to multiply your Round Ups by, or turn Round Ups off and on, whenever you want.
  • Round Ups will never take you into overdraft - we'll make sure of that.
  • See how much you've saved each week with weekly alerts sent straight to your phone. Want to see how much you've saved so far this month or your Round Ups running total for the year? It's all in 'My Round Ups' on your mobile app. There's more on keeping track of your Round Ups in our FAQs.

What you need

1. A Royal Bank current account

2. An eligible Royal Bank instant access savings account

3. The Royal Bank Mobile App.

Our Mobile App is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries. Account eligibility apply.

Get started with Round Ups

Got our mobile app?

Round Ups FAQs