Overdraft calculator

Overdraft charges get taken from your account 16 days after we issue your statement.  For example, if your statement is issued on the 1^st of the month, you will be charged on the 17th

Please note, the charge might be higher if you’re overdrawn over 2 charging periods i.e. 2 months.

• Going overdrawn without an overdraft can have consequences. Direct debits might not be paid if you're over your limit (this could affect your credit score).
• You’ll incur charges on an overdrawn balance. And, you may also need to pay a £2.15 Unpaid Transaction fee, if applicable.
• To increase or manage your overdraft, log in to Digital Banking

Check to see if you're eligible for an arranged overdraft with our quick and easy tool. It won't affect your credit score.