Find out if we'll say 'yes' with our free Overdraft Eligibility Tool

Find out, fast, if you could get an overdraft with our tool for new customers:

• Your result depends on what you tell us – and is for you as an individual.
• It  doesn't guarantee we'll give you an overdraft, or how much you can borrow.
• Your result is only for today. If your circumstances change, your result will change.

Good news – we use a soft credit search:

• It won’t affect your credit score.
• You’ll see this search on your credit file, but lenders won’t.
• It's then up to you if you want to apply.

If you apply, we'll do a full credit search:

• It may affect your credit score.
• It will pin down your overdraft limit (how much you can borrow).