A £35 monthly fee applies to this account.
To access your account’s insurance and lifestyle benefits, full terms and conditions, and any exclusions or excesses that apply, just visit our Membership Services.
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
Enjoy extra perks designed to help you travel in style.
Whether it’s a weekend away or a dream holiday, your journeys matter. Wherever you’re going, we’ll be there every step of the way. Underwritten by AWP P&C SA and administered by Allianz Assistance, the closest equivalent cover costs an average £421 for family cover.
Prices include Insurance Premium Tax. Market comparison conducted 12th February 2025. Family price based on Worldwide cover for two adults aged 40 years old and two children aged 13 years old with no pre-existing medical conditions.
Your account comes with DragonPass Premier+ membership, giving you unlimited access to over 1,100 international airport lounges, including over 40 in the UK.
You can also take advantage of security Fast Track through the DragonPass Premier+ app at over 190 lanes, in over 90 airports across 29 countries. Fees apply, and vary by location.
If bought direct, DragonPass costs £379 a year (benefits and prices can vary).
When a roadside fix isn’t an option, the AA can help get you back on your way. Similar cover costs an average of £217 a year.
This is the starting price for cover for an individual person for UK and European roadside assistance, national recovery, onward travel and assistance at home. Individual circumstances and prices will vary.
Your Black Account gives you a variety of insurance benefits, helping you feel secure and well-prepared every day.
Cover against loss, theft or damage to your mobile phone. Policy underwritten by Aviva Insurance Limited. Similar cover for an iPhone 14 Pro Max or a Samsung S23 Ultra with Vodafone Insurance costs £220 a year (per account holder).
No two mobile insurance policies are identical. We checked the Vodafone Insurance website on 18th February 2025.
Services, discounts, and valuable extras to support your lifestyle goals.
Secure premium tickets to sold-out concerts, theatre shows, and sporting events
Reserve tables at the most in-demand restaurants globally, with complimentary perks
Source personalised gifts and deliver them with signature concierge style
Curate exceptional travel experiences, from staycations to far-flung retreats
Enjoy complimentary access to art fairs, lifestyle events, and concierge exclusive event series ‘The Book Club’
The equivalent value of engaging the concierge service once every other month for a variety of requests is, on average, £180 a year.
Get started through Membership Services
Receive 25% cashback on tickets for theatre, dance, opera, concert performances and more throughout the UK and Ireland. Your cashback will be paid into your Black Account within 30 days of your booking.
Order up to six tickets through the booking service for each event, up to four bookings a year.
For example, three tickets to see Miss Saigon at The Edinburgh Playhouse (Stalls Row DD) on a Friday evening in October 2025, would give you £53 cashback.
Register online through Membership Services
Enjoy savings on cinema tickets at over 250 cinemas nationwide. Three peak bookings (Friday to Sunday) three times a year at an ODEON cinema for two adults and one child, including booking fees, could save up to £45 a year.
Saving is based on visiting a standard Dunfermline ODEON cinema and redeeming eCodes on the cinema’s website. Value calculated in February 2025.
It's quick and easy to change your current account through your Royal Bank mobile app or Digital Banking, we'll even pre-fill the application for you.
We have a range of Premier accounts to choose from.
Specific account eligibility criteria and monthly fee may apply.
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
