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To open this account you must meet these requirements:
Aged 18+
A UK resident
To earn Rewards you need to log into Digital or Mobile Banking at least once every three months.
You must also meet one of these criteria:
Minimum £100k sole income or £120k joint income paid into your Royal Bank account.
£500k minimum mortgage borrowing with us.
Minimum £100k savings or investments held with us.
Important information
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.
- Your Current Account Terms (PDF, 258 KB)
- What you need to know (PDF, 59 KB)
- My Rewards Terms (PDF, 102 KB)
- Black Account Insurance Product Information Documents (PDF, 144 KB)
- Financial Services Compensation Scheme Information Sheet (PDF, 86 KB)
- Our Lending Commitments (PDF, 25 KB)
- Fee Information Document (PDF, 313 KB)
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.