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What you'll get with a Premier Select account
No monthly fee.
Expert help online or on phone, one-to-one support when you need it.
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Everyday banking tasks made easier with our mobile banking app. Criteria applies. Contactless debit card.
Arranged overdraft with £500 interest-free buffer available (subject to status).
To apply, you must be 18+ and a UK resident.
Overdraft: Representative APR: 20.1% (variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing is by using the APR, which shows the cost of borrowing over a year.
To join Premier you'll need to be a permanent UK resident and meet one of these criteria:
More features
Overdraft details
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Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
We will soon be making changes to our Terms and Conditions, see the changes here.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.
The overdraft rates are increasing
From 28th June 2024 the Premier Select interest rates for overdraft rates will increase.
It’s important to review the account to make sure it still meets your needs.