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What benefits do you get with a Premier Reward Black account?
Access your Premier Reward Black account's features including travel insurance and more. Visit Membership Services for details on terms and exclusions. £36 monthly fee applies.
24/7 support from Premier 24
A team of real people on hand to guide you. Get expert help and support to reach your goals.
Worldwide travel insurance for the whole family
Our insurance provides cover for you and your eligible family for trips up to 90 days.
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Mobile phone insurance for you and your family
Our mobile phone policy covers loss, theft, accidental damage and breakdown. Up to 4 claims per year.
Breakdown cover for your car at home and abroad
The AA provide our UK & European breakdown cover. They'll help if you break down or are in an accident.
A concierge service to help make planning a little easier
From travel to restaurant bookings to hard-to-get tickets, our services keep planning effortless.
What benefits do you get with a Premier Reward Black account?
Access your Premier Reward Black account's features including travel insurance and more. Visit Membership Services for details on terms and exclusions. £36 monthly fee applies.
Premier Select
No monthly fee
Get 24/7 support from Premier 24.
No Non-Sterling transaction fees with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Local fees may apply.
Premier Reward
£2 monthly fee
Get 24/7 support from Premier 24.
Get £9 a month back in Rewards for two Direct Debits - they need to be at least £4.50 each.
And £1 in Rewards a month just for logging into our app.
Black Account
£35 monthly fee
Get 24/7 support from Premier 24.
No Non-Sterling transaction fees with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Local fees may apply.
Mobile phone insurance.
UK & European car breakdown cover.
Worldwide travel insurance.
And much more.
This account is no longer on sale. It can't be applied for.
How to earn Premier Rewards
Royal Bank Rewards are a great way to earn as you manage your money. Earn up to £120 per year in Rewards from banking every month, plus at least 1% back when you spend using your Royal Bank debit card with our partner retailers.
Available on Premier Reward and Premier Reward Black account. To earn Rewards on Premier Reward account you must pay in £1,250 each calendar month to any eligible current account you have with us.
For holding two Direct Debits on your account
£9
in Rewards per month.
Each Direct Debit must be at least £4.50.
For logging into your Royal Bank mobile app
£1
in Rewards per month.
You must log in to your app at least once a month.
Earn when you spend at partner retailers
1%+
in Rewards every time you spend with your Royal Bank debit card.
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Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app.
Not able to scan the QR code?
You can still get into MyRewards by:
- Using this MyRewards link to get into your app.
- Or you log in using Digital Banking and use the MyReward section to access MyRewards.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
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Log in to Membership Services
To access your account’s insurance and lifestyle benefits, full terms and conditions, and any exclusions or excesses that apply, just visit our Membership Services.
Available to Reward Black and Black Account customers only.
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Get the Royal Bank Premier Black app
Access your account's travel and entertainment benefits in the palm of your hand.
App available to customers registered with Membership Services on iOS 11 and Android 6.0 (and above).
Available to Reward Black and Black Account customers only.
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Talk to a Premier Manager
Your Premier team is ready to help you set your money goals and milestones or find ways to help your money grow.
Premier accounts - frequently asked questions
We're ready to help you
Give us a call to:
- Make larger value domestic or international payments
- Arrange an appointment with a Premier Manager to talk about your goals or any financial concerns
- Get help with the app or online banking
- Explore your banking options, our products or services, or any other questions about your Premier account
Your exclusive Premier 24 phone line for managing your money
Telephone: 0333 202 3332
International: +44 131 278 3507
Relay UK: 18001 0333 202 3332