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Existing customers

Unlock your Premier bank account potential

Maximise your Premier account benefits

Discover how your Premier account could elevate your experience with travel and lifestyle features tailored for you.

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What benefits do you get with a Premier Reward Black account?

Access your Premier Reward Black account's features including travel insurance and more. Visit Membership Services for details on terms and exclusions. £36 monthly fee applies.

Our other Premier accounts

Premier Select

No monthly fee

Get 24/7 support from Premier 24.

No Non-Sterling transaction fees with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Local fees may apply.

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Premier Reward

£2 monthly fee

Get 24/7 support from Premier 24.

Get £9 a month back in Rewards for two Direct Debits - they need to be at least £4.50 each.

And £1 in Rewards a month just for logging into our app.

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Black Account

£35 monthly fee

Get 24/7 support from Premier 24.

No Non-Sterling transaction fees with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Local fees may apply.

Mobile phone insurance.

UK & European car breakdown cover.

Worldwide travel insurance.

And much more.

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This account is no longer on sale. It can't be applied for.

How to earn Premier Rewards

Royal Bank Rewards are a great way to earn as you manage your money. Earn up to £120 per year in Rewards from banking every month, plus at least 1% back when you spend using your Royal Bank debit card with our partner retailers.

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Available on Premier Reward and Premier Reward Black account. To earn Rewards on Premier Reward account you must pay in £1,250 each calendar month to any eligible current account you have with us.

For holding two Direct Debits on your account

£9

in Rewards per month.

Each Direct Debit must be at least £4.50.

For logging into your Royal Bank mobile app

£1

in Rewards per month.

You must log in to your app at least once a month.

Earn when you spend at partner retailers

1%+

in Rewards every time you spend with your Royal Bank debit card.

QR code for NatWest app to MyRewards

Accessing MyRewards is easy

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app. 

 

Not able to scan the QR code? 

You can still get into MyRewards by:

  1. Using this MyRewards link to get into your app.
  2. Or you log in using Digital Banking and use the MyReward section to access MyRewards.

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Access your Premier Services

Log in to Membership Services

To access your account’s insurance and lifestyle benefits, full terms and conditions, and any exclusions or excesses that apply, just visit our Membership Services.

Available to Reward Black and Black Account customers only.

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Get the Royal Bank Premier Black app

Access your account's travel and entertainment benefits in the palm of your hand. 

App available to customers registered with Membership Services on iOS 11 and Android 6.0 (and above).

Available to Reward Black and Black Account customers only.

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Talk to a Premier Manager

Your Premier team is ready to help you set your money goals and milestones or find ways to help your money grow.

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Who is eligible for a Royal Bank Premier account?

To join Premier you’ll need at least one of the following:

Minimum of £100k sole income or £120k joint income paid into your Royal Bank account.

Minimum of £100k savings or investments held with us.

Minimum £500k mortgage with us.

Mobile phone and coffee

Premier joint accounts

Want to earn Rewards and use benefits together? You can open a joint Premier account with your partner or family member. This means you and one other party can earn and split the Rewards and benefits between you. 

Change your bank account

It's quick and easy to change your current account through your Royal Bank mobile app or Digital Banking, we'll even pre-fill the application for you.

We have a range of Premier accounts to choose from. 

Specific account eligibility criteria and monthly fee may apply.

Premier accounts - frequently asked questions

We're ready to help you

Give us a call to:

  • Make larger value domestic or international payments
  • Arrange an appointment with a Premier Manager to talk about your goals or any financial concerns
  • Get help with the app or online banking
  • Explore your banking options, our products or services, or any other questions about your Premier account

Your exclusive Premier 24 phone line for managing your money

Telephone: 0333 202 3332

International: +44 131 278 3507

Relay UK: 18001 0333 202 3332