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Commercial Banking

A Relationship bank for your business

Relationship Banking to help you thrive

Your Relationship Management team is here to support you with your everyday banking needs, whether that's releasing a payment to a supplier or funding a new venture.

Once you're on-boarded, your Relationship Manager* will be in contact with their details so you can reach out when needed.

*Relationship Managers are available to business banking customers with an annual turnover of £250k.

Start with the basics

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To apply you must be 18 or over and have been trading over a year with a turnover of up to £2m. Specific account and service eligibility criteria apply. Turnover and eligibility criteria apply for Relationship Managers and specialist support. Finance is subject to status; security may be required and product fees may apply.

A business account with more

A dedicated Relationship Manager, specialist products and services to develop your business and flexible borrowing options for your next big idea. Plus you get award-winning accounting software* from FreeAgent included to help you monitor cashflow, send invoices, record expenses and much more.

*Voted the Friendliest Software of the Year, Institute of Certified Bookkeepers Luca Awards 2023

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Fund your ambitions

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Credit facilities: Security and/or guarantee may be required. Product fees may apply. Over 18s only. Subject to status, business use only. 

Overdrafts : For existing Royal Bank customers for up to 12 months. After 12 months, we’ll contact you to review.

Financing your growth

Whether you’re looking for a small business loan to expand or a larger loan to purchase premises, we have a variety of fixed and variable options to suit your  needs.

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Criteria apply.

Short-term borrowing

Discover how a Royal Bank Business Overdraft could be your business’ safety net. From £500 to £50,000, apply now to protect against unexpected bills.

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Release cash from invoices

Invoice finance is a way to gain quick access to funds by raising them from your existing unpaid invoices. Find out how it works and if it could benefit you.

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Specific eligibility criteria apply.

Commercial cards

Royal Bank Business banking cards help with expenses without eating into your cash reserves. Compare our cards to find one that matches your business needs.

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Specific eligibility criteria apply.

Trading made easy

Tailored payment solutions

We've got a range of payment options so you can make and take payments in the way that works for you.

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Support with trading

Find a trade loan, issue a bond or guarantee, explore our currency account and get support with trading.

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Banking your way

Our range of digital banking options mean you can do your banking in the way that best suits you and your business.

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You could be making savings by taking card payments with us.

Taking card payments with Tyl by NatWest (part of our parent group) could save 8/10 customers money on their payment fees*.

*Savings based on customers switching looking to switch from various providers to Tyl between Jan and March 2023. Your existing provider may charge an exit fee. Average savings not inclusive of introductory offers or any exit fees you may have been charged. Additional fees may apply for data usage or app downloads. Tyl eligibility criteria, terms, conditions and fees apply.

Scale your business

Get investor ready today

Get tips on perfecting your pitch, attracting investors and exploring the current funding landscape.

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Get inspired from our growth hub

Discover specialist insights and solutions that could help you achieve your growth ambitions.

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Explore our most frequently asked questions

Medium to large business have their own unique needs. We answer some of the commonly asked questions you may have on our products and services. 

Get in touch

If you're not sure where to start, Cora, your digital assistant, can help with your queries 24/7. If it's something that needs extra support, she'll connect you to a person from our webchat team, during working hours.

For existing customers, your Relationship Manager is here to support you with all of your banking needs, and should be your first point of contact for expanding and growing your business.

For other queries, you can contact our commercial customer service teams in your sector to help. 

 

Looking for support for a different business size

Start-ups

Got an idea or have started your business in the last 12 months?

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Small-to-medium business

Taken off and have a turnover of up to £750k a year?

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