Access extra cash to help your business grow
How could RBS help you
A tale of two businesses – hear how Surf & Turf took advantage of business funding to help fuel their growth, and how their achievements have inspired The Bakehouse Market.
Read the full article: Growing your business with the help of commercial funding
Watch Lewis and Shona explain how business funding helped them:
Everyday business finance
Sometimes when managing cash flow, it’s handy to be able to access extra funds temporarily through a Business credit card*. A Business overdraft** is another option, and can provide a safety net for unexpected expenses. We have a useful overdraft calculator to help you decide if that’s right for you.
*Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank of Scotland. Turnover must be up to £2m. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
**Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Property and asset finance
We can help with a commercial mortgage* if you’re thinking of buying your existing premises or want to set up a new location. We also have real estate finance* for property projects and asset financing** from Lombard, for businesses looking to purchase vehicles, machinery or equipment.
*Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
**Security, guarantees or indemnities may be required. Product fees may apply. Finance subject to status and is only available for business purposes except where specifically indicated to the contrary. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Alternative financing
For charities and social enterprises, Social and Community capital lending might be an option.
Could a clearer view of your finances help your loan application?
Having key financial information like your revenue and cashflow at your fingertips could support your loan application. Our business bank accounts include free* access to FreeAgent accounting software, which makes staying on top of your incomings, outgoings and forecasting simple and less stressful.
*Free for as long as you retain your account. Optional add-ons may be chargeable. Business banking available to eligible customers over 18.