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Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
What are the benefits?
A Royal Bank of Scotland Trade Loan is a tailored funding solution based on your working capital needs. A Trade Loan could help in many ways including:
- Funding supplier payments or stock purchases.
- Providing the required working capital required to import, export or trade within the UK.
- Allow you to offer more attractive terms to your suppliers and customers
An RBS Trade Loan could be more cost-effective and may provide higher amounts of working capital compared to some other funding methods.
Our team of qualified trade finance and working capital experts are ready to work with you. We'll take the time to understand your trade cycle and identify opportunities where a trade loan could help.
Trade Loans explained
An RBS Trade Loan could be used as a revolving facility supporting regular funding needs, including supplier payments or stock purchases, or to provide the working capital required to fund a specific contract.
We'll work closely with you to create a customised solution that fits your business, providing confidential financing that is kept separate to any other debt you may have.
Tools to help you Trade
We’re proud to support the government’s campaign to help businesses expand internationally. Through the use of schemes provided by UK Export Finance, NatWest and the Department for Business and Trade and UK Export Finance could provide access to finance that might not otherwise be possible.
How other businesses use Trade Loans
Counterline
See how UK manufacturer, Counterline, used Trade Loans to grow in new markets.
NH Case
Thomas Case shares his insights on running the family business, from managing food processing costs to mitigating risks in the supply chain.
Bayliss Metals
David Bayliss shares his insights on making a profit in a sustainable way, keeping suppliers happy and learning how to mitigate risk.
Provide a secure method of settlement and reduce the risk of non- payment for delivered goods. Once issued they are legally binding, irrevocable and cannot be cancelled unless all parties agree.
Documentary collections provide a secure way to make and receive payments during international trade.
Bonds & guarantees, and standby letters of credit, provide companies with additional protection in respect of their business or customers, performance or financial obligations. We can issue guarantees on your behalf or receive and validate guarantees issued by other banks in your favour.
Managing risk
Help protect against the impact of exchange rate fluctuations and the risk of not being paid
Max Trad
Our secure online platform lets you manage your international trade transactions from anywhere, 24 hours a day
Trade Finance Portal
Our new online platform lets you manage your domestic and international trade transactions effectively.
To compare all of our Trade Finance products, see our Trade Finance Homepage
For our Currency lending interest rates, please visit Business Currency Current Account page