Owning your own premises could be a great way of growing your business. With a Commercial Mortgage you’ll benefit from any increase in the property’s value and you won’t have the constraints of renting.
Looking to buy or remortgage a commercial property?
Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Borrow from £25,001 with no upper limit on a variable interest rate or up to £10m on a fixed interest rate, subject to approval
Fixed and variable interest rates available
Repayment terms up to 25 years
No early repayment charges, conditions apply
Capital Repayment Holiday available, subject to approval. Conditions apply and you must keep paying the interest during the repayment holiday
Capital & Interest or Straight Line repayment profiles available
Arrangement and security fees may apply
Commercial Mortgage Fixed Interest Fact Sheet (PDF 0.7MB)
Commercial Mortgage Variable Interest Fact Sheet (PDF 0.7MB)
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We'll be in touch to talk through possible solutions tailored specifically to you.
Variable interest rate borrowers: Changes in the Royal Bank of Scotland base rate will affect the amount you need to pay to fully repay your loan. If you repay your loan from an account with the Royal Bank of Scotland or via Direct Debit, we will automatically adjust your repayments to reflect changes in the Royal Bank of Scotland base rate going forward (or, wherever possible, let you know if we are not able to do so for whatever reason). If you repay your loan via standing order from an externally banked account, we will be in touch to let you know the next steps required to adjust your repayments accordingly.
Useful information about our Commercial Mortgage
Find out in just 2 minutes
Simply tell us a little about your business and we'll be in touch to talk through possible solutions tailored specifically to you.
Speak to our team
If you have a Relationship Manager speak to them to discuss your needs, or phone us to speak with our dedicated team.
Lines are open 9.00am – 5.30pm Monday to Friday (except public holidays).
Thinking about Business premises?
There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.
Residential Property Development
Our Residential Property Development Loan is designed for those who would like to build a property for either residential or commercial purposes.
Residential Property Investment
Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party.