Receivables
Receivables (or ‘debtors’) are monies owed to a company for goods and services - usually in the form of an invoice.
Credit secured against receivables generally fluctuates according to the amount owed. This requires the lender to monitor and audit your receivables. You may qualify for larger lines of credit through this form of lending.
Inventory
This refers to stocks, goods and assets listed on your balance sheet. Your inventory levels fluctuate according to things such as seasonal trends and business growth.
Raising funds against the future value of your inventory could accelerate cash flow. This helps with liquidity and allows you to optimise your equity base.
