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Intelligence. Innovation. Inspiration

Retail

Customers are at the heart of our retail proposition at Royal Bank. Delivering their needs, growth aspirations and supporting them through a challenging retail landscape is core to our service model. Our team of specialist Relationship Managers with real local knowledge deliver innovative solutions across the UK - David Scott, Head of Consumer Industries

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What we do for you

Our managers understand the challenges of the current environment as well as the opportunities that can be presented.

We take time to understand your needs, goals and purpose. We offer the support, insight and tailored products to help you succeed in this challenging environment.

Get in touch and discover a wealth of expertise, that we are confident could add real value to your business.

Latest retail news and insights

Stay up to date with our news and insights from the world of retail

Retail and leisure outlook for 2024

Our annual research with Retail Economics is a must read to keep up to speed on sector trends, consumer spending and behaviour, and likely challenges in 2024.

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Family business: recipe for succession

As Family Business Week 2023 draws closer, we’ve been reflecting on the leadership traits we see at successful family firms.

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Diversifying your business to remain competitive

From a small tweak to a product or service to something brand-new, diversification could boost revenue.

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Read more insights, articles and reports on our retail and leisure sector hub.

Tools to help drive your growth plans

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Eligibility criteria apply, and security may be required. Product fees may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Take payments easily with Tyl by NatWest

Tyl by NatWest could help you find the card machine that's right for you, allowing you to easily take payments both in-person and online.

Terms and conditions and fees may apply.

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Simplify spending and control cashflow with onecard

If you have multiple employees making purchases on behalf of your business, onecard could save you time and simplify your expenses. 

Terms and conditions, restrictions and eligibility applies.

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Looking to buy or re-mortgage a commercial property?

Owning your own premises could be a great way of growing your business. Enquire online now in less than two minutes to see what support we could give you.

Eligibility, terms and conditions apply.

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Finding the right business premises

There are lots of things to consider when you're looking for the right business premises, whether it's a shop, warehouse or a new regional showroom.

Read our handy tips to help guide you to your perfect place.

Helping you trade sustainably

Building a sustainable business can start with small changes, that can build to more ambitious plans.

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Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it. Terms apply.

Green initiatives in Retail

Adopting green practices is crucial in tackling climate change, could also help your business be more efficient, and gain positive recognition from customers and investors.

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Thinking of selling?

The experts at Coutts have put together a Business Exit Programme to help you make the most of leaving your retail business. It’ll take you through the basics of preparing for a sale, plus give you strategies to deal with selling, alongside guidance on life after you’ve sold too. There’s bitesize videos, articles and lots more.

Protect your business

When you’ve built something up, you want to look after it the best you can – protecting it against various risks and challenges you may face. Gallagher, our business insurance broker, have a range of options to choose that could protect your business and your staff, including public and employers’ liability to professional indemnity and more.

Meet our Royal Bank Retail Team

Whether you need specific financing, or want to discuss the upcoming trends for the sector and how to ensure your business remains future fit, we’re here to help. get in touch.

Something else we can help you with?