"The construction sector is one of the largest in the UK economy, employing 2.3 million people and generating £124bn output. At Royal Bank we’re committed to helping our construction customers navigate the challenges and embrace the opportunities presented by an evolving and changing sector. We know that construction businesses are seeking a bank that is able to provide them with a broad range of lending and strategic solutions, as well as relevant sector insights and partnerships, to help you thrive and achieve your ambitions." - Laura Capper, Head of Manufacturing & Construction, Royal Bank of Scotland
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Intelligence. Innovation. Inspiration
Construction
What we do for you
We provide banking services to businesses across the Construction sector – supporting over 52,000 customers from SMEs to Large Corporates, from Tier One contractors to tradespeople and all aspects of the industry's supply chain.
We are passionate about supporting our customers and have a wealth of expert industry insights and experience across our UK network.
Our team of experienced Relationship Managers will work in partnership with you, to understand your ambitions and deliver a tailored support package to help you succeed.
Royal Bank of Scotland Business Banking is available to eligible customers, over 18 who have the right to be self-employed in the UK.
How a care home construction firm overcame supply chain shocks
Paul Dixon, Managing Director of care home construction firm Lawrence Baker Limited, describes how future-thinking strategies and clever partnerships are driving success.
Rebuilding for success: strategic growth in the construction sector
Our latest Future Fit research unveils strategies that leading construction businesses use to secure long-term competitive advantage.
Retrofit and other solutions to make the built environment more sustainable
We were proud to be a sponsor at the Supply Chain Sustainability School’s Annual Summit and part of conversations on practical sustainability solutions for the built environment.
Plan your upgrade to Windows 11 now
Microsoft says it will end support for its Windows 10 operating system on 14 October 2025. Here’s what you need to know to prepare for this change and manage potential risk.
Rebuilding for success: strategic growth in the construction sector
Our latest Future Fit research unveils strategies that leading construction businesses use to secure long-term competitive advantage.
Fixed and variable rate loans to suit your needs
Whether you want access to a small business loan to buy stock or a larger loan to expand your assets, there are a variety of fixed and variable options to suit your needs. Eligibility, terms and conditions apply.
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How Mentor could help your business with Health & Safety?
Health and safety is vital to keep your workforce safe and ensure your business complies with regulations. Mentor provide consultancy on Employment Law, HR, Health and Safety and Environmental Management through a wide variety of digital tools and expert advisors to help you keep abreast of regulatory changes and reduce risk, while creating a safe and sustainable working environment.
Some Mentor services incur a cost.
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Buying or re-mortgaging a commercial property?
Owning your own premises could be a great way of growing your business. Enquire online now in less than two minutes to see what support we can give you. Eligibility, terms and conditions apply.
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Upskill on all things retrofit with the Supply Chain Sustainability School
At NatWest Group, we seek to deliver a more sustainable economy and future for the customers and communities we serve. Our collaboration with Supply Chain Sustainability School facilitates knowledge sharing across the supply chain and helps you build the skills you need to retrofit buildings across the UK.
Eligibility, terms and conditions apply.
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Fund essential purchases with asset finance from Lombard
Whether you are investing in your fleet and plant, upgrading your technology or looking to kit out your premises, Lombard, our asset finance division are able to provide a dedicated account manager to support you with a range of funding solutions to spread the cost of your investment over time without tying up working capital or putting cashflow under pressure.
Security, guarantees or indemnities may be required. Product fees may apply. Finance subject to status and is only available for business purposes except where specifically indicated to the contrary. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Helping you operate sustainably
Building a sustainable business can start with small changes, that can build to more ambitious plans.
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Eligibility criteria apply, and security may be required. Fees (other than arrangement fees) may apply. Over 18s only. Subject to status, eligibility and approval. Business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it. Terms apply.
Green initiatives in business
Adopting green practices is crucial in tackling climate change, could also help your business be more efficient, and gain positive recognition from customers and investors.
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Investing in energy-efficient solutions for your business
We have ways you could finance your energy efficiency project. So why not keep cash in your business and finance your energy efficient project with us?
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Could you cut your carbon and your costs?
Carbon Planner is free and could support you to become more sustainable, and help you identify potential cost and carbon savings too.
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Get help with employment law
Mentor could help you with employment law, health & safety and general HR tasks. Mentor also gives you access to 500+ document templates, and online eLearning courses. Some Mentor services incur a cost.
Thinking of selling?
The experts at Coutts have put together a Business Exit Programme to help you make the most of leaving your construction business. It’ll take you through the basics of preparing for a sale, give you strategies to deal with selling, as well as guidance on life after you’ve sold. There are bitesize videos, articles and lots more.
Protect your business
When you’ve built something up, you want to look after it the best you can – protecting it against various risks and challenges you may face. Gallagher, our business insurance broker, have a range of options to choose that could protect your business and your staff, including public and employers’ liability to professional indemnity and more.
Royal Bank of Scotland and Construct Zero
Royal Bank of Scotland are partners of Construct Zero, recognising the global role of construction in meeting the Net Zero challenge.
Laura Capper, Head of Manufacturing and Construction of Royal Bank of Scotland said: “Ambitions around net zero are only going to be achieved through the sharing of knowledge across sectors and supply chains, together with clear and consistent measurement and tracking of the reduction in carbon emissions; CO2nstruct Zero is a really positive example of a collaborative effort to bring a whole sector together to solve for net zero and Royal Bank of Scotland recognise the importance of championing this work.”
Get in touch
We support more construction businesses than any other bank. As the construction sector goes through disruptive transformational change, construction business are faced with huge opportunities and challenges.
To talk to us about how we could support your business, please get in touch.
