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Invoice Discounting

A speedy way to improve your business cashflow

Unlock the value of your sales ledger within 24 hours

Could help if your cash is locked up in outstanding invoices

You get your own dedicated Client Manager

Your business could get the funds it needs to keep growing

Simple pricing comprised of only two fees, discount margin and service fee

Waiting for invoices to be paid can create severe cashflow problems for your business. Invoice Discounting is a way to quickly release cash tied up in outstanding invoices.

Invoice financing services are provided by RBS Invoice Finance Limited. Security may be required. Product fees may apply. Subject to status, business use only. Specific eligibility criteria apply. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Discounting in detail…

Features

Get cash quickly

You could receive up to 90% of the invoice value within 24 hours and you’ll still have full control of your sales ledger management.

Good for business growth

Releasing money you’re owed gives you access to funds which could help your business grow. Invoice Discounting is available in GBP, USD, EUR, and other major currencies.

Completely confidential

We do not contact your customers and your facility is undisclosed, so it won’t affect your relationships.

Convenient and always available

You’ll have 24/7 access to an online Invoice Finance account, so you can manage invoices and track payments.

Help and support

You’ll get your own dedicated Client Manager – your key point of contact if you need to discuss anything.

Simple to use

You control the collections. Once your customer settles their bill, we send you the remaining value of the invoice minus our fees. Our pricing is very simple and comprises of only two fees: discount margin and service charge. There are no additional charges or ancillary fees.

Benefits

Take advantage of more opportunities

You might be in a stronger position to act quickly.

Increased turnover means increased access to funds

As your turnover increases, using Invoice Discounting could give your business the funds it needs to keep growing.

Ready to apply

Great, thanks for choosing Invoice Discounting. To apply you must have a turnover of over £300k; have established credit control and robust in-house ledger systems and be happy to use your debtor book as security.

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Alternatively, if you already bank with us, you can talk to your Relationship Manager. If not, start an enquiry now.

Manage your invoices with FacFlow

Access and manage your Invoice Discounting securely online at any time. 

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Additional support for your business

FreeAgent accounting software

FreeAgent is cloud-based business accounting software that helps you save time on managing your books. It's free with your Royal Bank business current account for as long as you retain your bank account.

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Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

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Business planning

Having a clear mission and goals for your business is vital. We’ve got business planning tips to help you turn your dreams into reality.

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Something else we can help you with?