Royal Bank of Scotland Social & Community Capital is a trading name of NatWest Social & Community Capital Registered in England No: 03901460, Registered office: 250 Bishopsgate, London EC2M 4AA. Charity Registration No: 1079626.
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Social & Community Capital
Supporting charities and social enterprises
What we do
Social & Community Capital is a charity funded by Royal Bank of Scotland to help social enterprises, charities and community businesses.
We provide funding and support for organisations based in our key focus areas of Midlands, North of England and Scotland who don't qualify for mainstream finance.
Employment, education and training
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Services for the most disadvantaged
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Community regeneration
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How we could help
We know how hard it can be to find the support you need as a community venture.
Maybe you need funding to get started or grow. Perhaps you need the networks or supply chains to expand, or help with business and digital skills.
We’re here to support you at every stage of the journey.
Property Purchase Loan
Funding to renovate or purchase a property
- Apply for £30k to £500k.
- 4% to 7% (1% deduction where fixed charge is in place).
- Repayment term up to 15 years.
- Approval & arrangement fees apply.
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Flexible Growth Funding
Looking to grow and increase your impact
- Apply for £30k to £350k.
- 4% to 7% fixed interest rate.
- Repayment term up to 10 years.
- Approval & arrangement fees apply.
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Working Capital Loan
Flexible finance to cover overheads and smooth out cashflow
- Apply for £30k to £250k.
- 5% to 7% fixed interest rate.
- Repayment term up to 1 year.
- Approval & arrangement fees apply.
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Bridging Loan
Pay VAT or cover overheads before grant funding arrives
- Apply for £30k to £250k.
- 5% to 8% fixed interest rate.
- Repayment term up to 2 years.
- Approval, arrangement & commitment fees apply.
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Security may be required. Eligibility criteria applies. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited.
Who we help
Here are three organisations we’ve recently supported. To read their stories, check out our impact report.
Huntly Development Trust (HDT)
HDT is a dynamic community organisation based in the historic market town of Huntly, Aberdeenshire.
Sun Pier House CIC
HSO provides an invaluable early intervention service for vulnerable children and young people, offering understanding and support when they need it most.
bemix
bemix works to support people with autism and other learning difficulties in Canterbury, Dover, Thanet, Sittingbourne, and Medway.
Our Annual Impact Report
Every year we write an impact report. In its pages, you’ll find more detail on who we are as a team and the fantastic organisations we’ve worked with this year. You can also see facts and figures that show our impact on communities across the UK.
Victoria Papworth
CEO
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Megan Virrels
Special Advisor
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Brendan Hegarty
Loans Officer
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Tracy Thomson
Loans Officer
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