Standards of Lending Practice for Business Customers

We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.

Find out more about the Standards of Lending Practice.

See your copy of the Standards of Lending Practice for business customers.

Find out more about the Lender and Borrower Responsibilities.

The Standards of Lending Practice for business customers provide protections for SMEs with a consolidated turnover of up to £25 million across loan, commercial mortgage, overdraft and credit card products.

The Standards of Lending Practice for business customers applies to businesses/organisations, which at the point of lending:

• have an annual turnover of no more than £6.5 million in its last financial year (exclusive of VAT and other turnover related taxes), and;
• do not have a complex ownership structure (for example, businesses with overseas, multiple, or layered ownership structures).