I still haven’t received my debit card
When your debit card will arrive can very depending on a range of circumstances. You can view our 'when will my debit card arrive' FAQ for more information.
My debit card has been lost, stolen or damaged
You can report lost, stolen or damaged debit or savings cards through your Online Banking.
My debit card is blocked
If your card has blocked during a chip and PIN payment in a retailer, you need to visit a Natwest or Royal Bank of Scotland ATM.
Insert your card and go to PIN services to unblock if you know your PIN or order PIN re-advice if you've forgotten it. If you have entered your PIN incorrectly at an ATM and blocked it, you will need to contact our Telephone Banking team(opens in a new window) to order a PIN re-advice and wait for it to unblock overnight.
If you do know your correct PIN you will be able to use it next day. If not you will have to wait for the re-advice to be received.
I don’t recognise a Visa debit transaction
If you need further information on a debit card payment you don’t recognise, you can view our card payment support page.
I need help with using my debit card abroad
You can get more information on how to use your debit card abroad on our debit card support page(opens in a new window). Remember, you should always let us know before you travel if you do wish to use your card abroad to help prevent any issues or delays with the services you need.
What is the difference between a standard debit card and a fully authorised debit card?
The fully authorised debit card may not be accepted in some unattended point of sale terminals, e.g. petrol pumps and other self-service devices. These cards can only be used where the retailer or service provider can authorise the transaction with us at the time the transaction is made.