Our privacy notice and your personal information

Your info helps protect you and us from fraud. It also helps us check it’s really you. We may also ask you to consider using other identification methods like biometrics (your fingerprint or voice).

We collect your info in different ways, like:

• Collecting basic info such as name, address and phone number from your application
• When you bank with us online or using the Royal Bank of Scotland app
• From third party companies (such as other NatWest Group companies, credit reference agencies or public sources)

We use your info in different ways, like:

• Using your health info to help you access our services more easily, like sending statements in braille if you need it
• Offering you the right products and services – your info also helps us improve how we serve you
• Sharing info about criminal activity with other organisations to stop and detect crime, and to obey laws relating to money laundering, fraud, and terrorist financing
• Helping make the bank run smoothly. Thank you.

We share your info with:

• Other companies in our group and our business partners who provide some of our services 

• Credit reference agencies, so we can:

– Do a credit check – this can affect your credit score (we don’t do one if you’re just opening a savings account)

– Do an identity check – this could be done on you and anyone else who’s linked to the account, but it doesn’t affect your credit score   

– Protect you and comply with laws – we must share info with other organisations in certain situations, about how you manage your account

• Fraud prevention agencies, so we can also record any identified or suspected fraud, which could mean we, or others, may refuse to provide you with services, financing, or employment. 
• Industry regulators, government departments and similar organisations, like HM Revenue and Customs, who might in turn have to share it with other countries.

We don’t keep your info for longer than we need to, which is usually up to ten years after you close all your accounts.

Sometimes we need to keep it longer (for example due to an investigation by the police).