0% interest for 19 months on purchases
- The 0% interest period starts from when you open your account.
- After the offer period ends, our standard variable rates will apply on any new purchases and you'll need to pay interest on any remaining balance.
- Use worldwide at Mastercard® locations, in-store and online.
0% interest for 19 months on balance transfers
- 0% for 19 months from account opening on balance transfers made within the first 3 months, after which standard rates apply on any remaining balance.
- 2.99% balance transfer fee applies. No annual fee.
What you should know about balance transfers
- You can transfer a balance (move debt) from most other credit cards or store cards to your Royal Bank of Scotland credit card. Some exclusions may apply. You can't move debt from a loan or overdraft.
- You can’t move debt from another NatWest Group credit card. See all NatWest Group credit cards.
- You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box page for more details.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.
Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Cost to transfer
Cost to transfer
Cost to transfer
Cost to transfer
Balance transfer fee
Balance transfer fee
Balance transfer fee
Balance transfer fee
Longer Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
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Managing your credit card
Please read these important documents
Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.