Ready-made funds

Low risk fund

• This is the lowest risk fund in the range with an emphasis towards low risk assets, such as bonds.  The low risk fund invests at least 70% of its value in bonds.
• The long-term asset mix is made up of 78% bonds, 20% shares and 2% cash.

More details - Personal Portfolio Defensive Fund (PDF, 139 KB)

Low to medium risk fund

• As the risk increases, the amount invested in lower risk investments, such as bonds reduces.  The low to medium risk fund invests at least 50% of its value in bonds.
• The long-term asset mix is made up of 58% bonds, 40% shares and 2% cash.

More details - Personal Portfolio Cautious Fund (PDF, 139 KB)

Medium risk fund

• The medium risk fund has an increasing exposure to higher risk investments, such as shares.  The medium risk fund invests at least 45% of its value in shares.
• The long-term asset mix is made up of 43% bonds, 55% shares and 2% cash. 

More details - Personal Portfolio Balanced Fund (PDF, 139 KB)

Medium to high risk fund

• As risk increases further, so does the exposure to shares.  The medium to high risk fund invests at least 65% of its value in shares.
• The long-term asset mix is made up of 23% bonds, 75% shares and 2% cash. 

More details - Personal Portfolio Ambitious Fund (PDF, 139 KB)

High risk fund

• This is the highest risk fund in the range with the greatest emphasis on higher risk assets, such as shares.  The high-risk fund invests at least 90% of its value in shares. As the risk profile increases to a high level, so does the feasibility of a large return or a larger capital loss. 
• The long-term asset mix is made up of 98% shares and 2% cash. 

More details - Personal Portfolio Adventurous Fund (PDF, 138 KB)