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£100 and a free 4 year tastecard. Criteria and T&Cs apply.
Open our Student bank account
- To apply, you must be 17+ and have been living in the UK for at least 3 years. Online applications only.
- You need to be a fulltime undergraduate student (on at least a 2 year course at a UK University/College) or you need to be completing a full time postgraduate or nursing course lasting a year or more. You can apply within 6 months of your course start date.
- You must use your Student account as your main account by depositing your wages or other regular income into it.
Open a Royal Bank Student account and receive £100 and a free 4 year tastecard worth £55.00 per year*
*Annual tastecard value excluding any offers. Correct as of May 2024.
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Student Offer
£100 and a free 4 year tastecard*.
Get £100 in cash.
Get an annual tastecard, worth £55.00 per year*. Eating in or dining out, enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill at thousands of UK restaurants. With exclusive offers for students with discounts on movie streaming, attractions, membership perks with a tastecard membership. Valid for 4 years.
Receive your cash offer within 10 days of opening your account. We'll send your tasetcard redemption code to your email address. Offer T&Cs apply.
This offer can be withdrawn at any time due to limited availabilty.
If you have received a student offer from Royal Bank at any time from 1st July 2020 you will not be eligible.
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To apply for an overdraft, you need to be aged 18+. You can add an overdraft to your account once your course has started.
Debit card
Brand-new plastic
Shop online or pay in-store with a new student debit card.
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Contactless
Shop, tap and go
Tap-and-bleep your debit card to check out up to £100 in shops, restaurants, and more.
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Apple or Google Pay
Banking for any device
Paying for items on your iPhone or Android is simple. You can use it to pay for things online or in-store with a tap. Criteria and retailer limits apply.
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Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
Make use of a student overdraft
Our Student bank account comes with an interest-free overdraft. A quarter of students budget and monitor their spending. But around one in three are still short of money by the end of the month, says our annual Student living index.
That's when your overdraft may come in handy as a short-term option. And because it’s interest-free, you won’t pay any interest on what you’ve spent.
Interest-free overdraft - get an overdraft of up to £2,000 from year one (Limited to £500 in term one, year one) with an instant online decision. Students can apply for up to £3,250 interest-free from year three onwards.
To apply for an overdraft, you need to be aged 18+. You can add an overdraft to your account once your course has started.
Manage your Student account with our app
See how much you have in your Student current account and transfer money between accounts from your smartphone. Students save on average £109 per month, according to our Student Living Index 2023. Easily move money into your savings account with our app.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.