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The Royal Bank Credit Card

 

A low rate credit card to help with your everyday spending

Representative 12.9% APR (variable)

Available to UK residents, aged 18+ and earning at least £10K per year

A helping hand with your everyday spending

Low interest rates

No balance transfer fees

No annual fee

Use worldwide at Mastercard®  locations, in-store and online

Check your eligibility

We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.

Representative example

Purchase rate

12.9%
p.a (variable)

Representative APR

12.9%
(variable)

Assumed credit limit

£1200

Annual fee

£0

Managing your credit card

Paying your credit card

There are lots of ways you can pay your credit card every month.

Other charges or fees

Some other important details you should be aware of.

Card Features

Mobile App Features

Are you ready to apply?

Please take your time to read this page and decide if this card is right for you. Unsure? Try our borrowing options tool.

We'll check your eligibility at the start

We'll start with some quick questions. We'll then say if you could get this card. Plus, we'll give you an idea of how much your credit limit could be - and what interest you'd pay.

The good news? This eligibility check won't affect your credit score. It's then up to you if you want to go ahead with your application - which is when we'll do a full credit check.

First, please read this important info

By choosing 'Continue' below, you confirm that we've given you the below legal documents and you're happy with what they say, Please review, print and/or save them.

All okay? Let's get started

Royal Bank of Scotland Credit Card - FAQs