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Mortgages
Mortgage calculators
Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
How much could I borrow?
The best place to start is our mortgage calculator. Use it to find out:
How much we may be able to lend to you
Compare our mortgages
What your monthly repayments might be
Use our mortgage calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.
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What is an Agreement in Principle?
An Agreement in Principle, also known as a Mortgage in Principle or Decision in Principle, is a more accurate indication of how much you could borrow to buy your next home.
Takes as little as five minutes
It won't affect your credit score
First step towards a full mortgage application
By completing an Agreement in Principle, you are not committing to apply for a mortgage.
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Need more information about applying?
Could you save money by overpaying?
Mortgage overpayment calculator
You could save money on interest payments by making regular monthly overpayments or paying a lump sum.