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Bank Accounts

Terms, rates and charges

Important documents to read

Safe custody, travel money and additional services

More details about overdrafts

Use our overdraft cost calculator to see how much interest you’d pay based on your own circumstances and borrowing amount.

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Financial services compensation scheme

Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more (PDF, 4MB) about the scheme and how it protects your money.