You could borrow up to 80–90% of the value of your home to fund your big plans.

• You could use the funds to complete home improvements,buy a new or used car, finance your wedding day, or pay for a dream holiday.
  
• Choose your repayment term – between 3 to 40 years.
  
• Plus, you don’t need to remortgage to apply for additional borrowing.

Minimum amount is £10,000.

Repayments for the new loan are added to your existing monthly repayment and taken at the same time.

Minimum term 3 years; maximum term 40 years. Repayment term can’t exceed your 70th birthday.

Additional borrowing is available on a capital and interest repayment basis. You may be able to borrow more on an interest only basis, subject to criteria.

Your home may be repossessed if you do not keep up repayments on your mortgage.

While this may have lower initial payments than a credit card or loan, you could end up paying more if you borrow for a longer period.