Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Switch your deal
View rates and get personalised quotes online. If you're happy to proceed you can also complete your application at the same time.
Quick and easy to renew
Get a personalised quote and switch online within 10 minutes.
No new credit or affordability checks
As long as you're keeping the same mortgage amount, term and repayment type.
No new forms to complete
We know you already so we won't ask for your details again unless you're looking to make any changes.
No new valuations required
We'll use the higher of your property's estimated current value (based on a House Price Index) or the most recent formal valuation to calculate your Loan to Value.
Thinking of borrowing more on your mortgage?
You may be able to apply to borrow more on the same rate, when you choose a new mortgage deal – go to our Borrowing More web page to find out more. Additional borrowing is subject to credit and affordability checks.
You can choose to switch online if:
- Your current Residential or Buy-to-let mortgage deal is coming to an end soon.
- Your mortgage deal has ended and you're currently paying our Standard Variable Rate (SVR).
- You’re happy to choose your new deal yourself without advice.
You need to talk to us if:
- You’re “in-deal”, but would like to consider breaking from that one to switch to a new deal (Early Repayment Charges may apply).
- You have an RBS Offset mortgage
Mobile app
Log in to or download the Royal Bank app, tap your mortgage when you're in the app and then click 'Manage your Mortgage'.
Not registered for mobile? That’s fine, you can register using your mortgage account number. If you need any help, you can use our registration guide.
Digital Banking
Mobile app isn't for you? We've got you covered, you can access 'Manage your Mortgage' through Digital Banking. You'll need to use your mortgage account number to register for the first time.
You can follow this link to register for Digital Banking. If you need any help then you can follow our step by step guide.
Call our Mortgage Team
Call us
Lines are open:
8am - 6pm (Mon - Fri)
9am - 4pm (Sat)
Closed (Sun)
Except bank holidays.