Good for giving you time to pay off your purchases and balances.

• Reduce interest: you can transfer the balance of an existing card and pay 0% interest for 19 months. This could help make any outstanding debt feel a bit more manageable.
  
• Spread costs: you could purchase now and spread the cost over a time that suits you – with 0% interest for the first 19 months from account opening.
  

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

2.99% balance transfer fee (a fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

Good for having more time to pay off balances.

• Take interest on repayments by the horns: you could reduce interest on existing balances by transferring onto this card, and pay 0% interest for 23 months.
• Spread costs: make smaller purchases more affordable with 0% interest on purchases for 3 months.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

3.49% balance transfer fee (a fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

Good for having no fee to transfer a balance.

• Get time to repay: transfer balances onto one card and get 0% interest for 13 months when transferred within the first 3 months of account opening.
• Manageable smaller costs: you could get some wiggle room with 0% interest on purchases in the first 3 months.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

No balance transfer fee (no fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

The everyday credit card with our lowest interest rate. 

• Stay on top of your finances: our low-interest credit card offers a competitive interest rate which could help you have easier-to-manage payments.
• Manage existing balances: this card has low rates on balance transfers and no fee when transferring.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

The card that makes your money work harder for you.

• Earn up to 15% back in Rewards.
• Get rewarded at 20+ retailers.
• Exchange Rewards for cashback, gift cards or donations.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

Earn Rewards as you spend and take advantage of no transaction fees abroad.

• Earn up to 15% back in Rewards.
• No foreign transaction fees when you use this credit card abroad.
• A credit limit of at least £5,000.

Available to UK residents, aged 18+ and earning at least £15K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.